Travel insurance is a unique plan that provides financial help in case something goes wrong on your trip. It covers a range of scenarios, including medical and dental emergencies, theft of your money or loss of your passport, cancellation of flights and misplaced or lost baggage. Depending on where you are travelling, the purpose of your trip, and how often you travel, you can choose a travel insurance policy that best meets your needs. Single trip travel insurance is ideal if you travel domestically or internationally and only travel once in a while. You can buy travel insurance for a single trip for yourself or for your family, see our family travel insurance for more information. If you travel a lot for work, you should opt for a multiple trip insurance or an annual travel insurance. This way, you can save yourself the hassle of applying for a new travel insurance policy before each trip. We also offer customised rates for seniors and students who want to further their education abroad. No matter what your needs are, we will find a travel insurance policy for you.

 We have special travel insurance policies for domestic and international travel. We also have customised travel insurance for seniors and students travelling abroad to broaden their horizons.

Travel Accident and Sickness Insurance Policy

Under the Travel Accident and Sickness Insurance Policy with COVID -19, the medical expenses incurred by the Insured due to diagnosis COVID -19 outside the Republic of India during the period of travel will be reimbursed if the Insured is hospitalized. The policy covers the medical expenses up to the maximum amount stated in the policy.

Trip Cancellation Policy

Compensation under the Trip Cancellation Policy is offered if the Insured, the Insured Travelling Companion or the Insured’s Immediate Family or the Insured Travelling Companion is diagnosed with COVID -19 prior to the commencement of the international trip. We will reimburse you for the unused and non-refundable amount of your prior reservations, such as hotel reservations, ticket costs. You are only entitled to these benefits if you booked and paid for these services before you were diagnosed with COVID -19.

Trip Curtailment/Interruption Benefits

If You are travelling with Travel Insurance with COVID -19 and You and your Travelling Companion, Your Immediate Family or your Travelling Companion’s Immediate Family is diagnosed with COVID -19 during your Trip and your Trip must be interrupted as a result, We will reimburse you for trip interruption expenses. These costs include the prepaid and unused portion of the travel and accommodation costs that are not eligible for reimbursement, as well as additional accommodation and travel costs incurred as a result of the trip interruption, up to the amount of the sum insured.

Automatic Extension Travel insurance

Automatic Extension Travel insurance will be automatically extended for a period of 7 days if a lockdown is imposed in the destination country and no alternative means of transportation is available. Subject to the terms and conditions.

 Journey Covers

A delayed or cancelled flight can disrupt your travel schedule. These insurances will help you cope with the financial loss.

Lost passport

Obtaining a new passport in a foreign country is not always easy. Your international travel insurance will help you with the necessary and reasonable costs associated with obtaining a new passport.

Travel Assistance

When something goes wrong while travelling, you may need help. With our travel insurance, you’ll get all the help you need, from legal advice to replacing lost luggage and passports. Our travel policy even helps you with emergency travel services, cash transfers and advances.

Personal Liability

Accidents can happen at any time and under any circumstances. If you are involved in an accident that causes harm or injury to another person, it can cost you dearly. Our travel insurance covers any damage you cause to another person or property while travelling. It is important to remember that travel insurance does not cover your family members or people living with you.

Assistance in the event of hijacking

Our travel insurance provides what is known as emergency compensation in the event that the flight you are travelling on is hijacked.

Delayed flights

Bad weather or a local strike could delay your flight by more than 12 hours. In this case, you may need to book another night’s stay at a hotel or incur other additional expenses. Our travel insurance will help you cover these costs if your flight is delayed.

Contract Renewal

The term of your travel insurance often depends on the length of your trip. However, there are certain situations where your flight is cancelled or delayed by several days. We will automatically extend the term of our travel insurance by seven days if your flight is cancelled or delayed and you have no other travel options.

Trip Interruption or Cancellation

If you have to return in an emergency or cancel your entire trip, do not worry. Our travel insurance will reimburse you for any unused, non-refundable hotel and travel expenses.

 Medical covers under Travel Insurance

We cannot think of anything worse than having to seek emergency medical treatment while on holiday. Fortunately, our travel insurance policies come with medical coverage for international travel, which is why they are called travel medical insurance, because they provide comprehensive medical coverage, including coverage for COVID -19.

Medical Emergencies

Your travel insurance helps you manage the financial consequences of an accident or illness while travelling. The policy covers everything from a normal illness requiring hospitalisation to dental emergencies and even death. If you get sick or have an accident at the end of your trip, you do not have to worry. If you are in the hospital and your policy expires, we will continue your coverage for the next 60 days or until you are discharged, whichever comes first.

Medical Evacuation

Your travel insurance is your friend in times of need. If you need medical evacuation to the nearest hospital in an emergency, this policy will pay for that expense. If you need to be evacuated and brought back to India for medical treatment, travel insurance will take care of that too.

Accidental Death and Repatriation

We do not like to think about it, but it is possible that an accident or medical emergency abroad can be fatal. Travel insurance from We provide you proxy with full coverage if this happens. We also cover the cost of repatriating the insured person’s remains to the city where they live.

Compassionate Visitation

If you need someone to help you when you are in the hospital, we provide a round-trip ticket for a family member to take care of you.

Interrupting your studies

If you have student travel insurance, this is specifically for you. If you have to interrupt your studies because you or a family member is sick, we will reimburse you for any unused tuition.