Automobile insurance or vehicle insurance is insurance that covers the owner and/or driver of the vehicle against financial loss in the event of theft, accidents or natural disasters. In return for regular payment of premiums, your insurance provider promises to contribute to the cost of repairing damage. Almost every Indian family today owns a vehicle. And no matter how careful they are, something can happen to them and their vehicle. After an accident, a robbery, or an attempted theft, they could face high repair costs or have to replace their car completely. With car insurance, you do not have to worry anymore. Your car insurance will pay for any repairs or the cost of the car.

Protection against liability damage
Liability becomes a problem when the insured vehicle accidentally damages another person’s vehicle or property, or injures another person. Automobile liability insurance protects the policyholder from having to pay for the repairs or hospital bills for the third party out of pocket.

Security against theft
If your vehicle is damaged by vandalism or parts are stolen, your car insurance will help cover the financial loss and compensate you for the loss. Your car insurance can help you replace the stolen parts or even the entire vehicle if it is stolen or damaged beyond repair.

Financial protection against damage
Even the safest driver can be involved in a traffic accident. Repairing a small dent in your precious vehicle can cost you quite a bit. With comprehensive coverage in your car insurance policy, you do not have to worry about the cost. A good car insurance policy will help you cover the cost of damage to your vehicle, making the policy an integral part of your financial planning.

Protection against natural disasters
Almost every day, we hear about a new natural disaster that destroys property and claims lives. If your vehicle is damaged by floods, earthquakes or other covered disasters, you do not have to deal with the financial loss or burden. Your car insurance will step in to ease your worries.

Protection for personal injuries
An accident can damage more than just your vehicle. It can also injure you or other occupants of your vehicle. Depending on the car insurance policy you choose, you may be able to get financial help for injuries that are the direct result of a traffic accident.

Types of Motor insurance
Having your own vehicle makes it incredibly convenient to move from place to place. But owning and using a vehicle also comes with risks. You may be in an accident or someone may try to intentionally steal or damage your prized possession. We offer a range of policies so you can choose the one that best fits your risk and needs:

Liability-only automobile insurance.
Liability-only car insurance is the most basic car insurance policy. It protects you from the financial and legal liabilities resulting from an accident that causes damage to a third party or their property. You must keep in mind that pure motor liability insurance does not cover damage to your vehicle.

Comprehensive Motor Insurance
Comprehensive Motor insurance covers financial losses caused by accidental damage to your vehicle. These car insurance policies apply only to your vehicle. They do not provide coverage for damage caused to car insurance provides comprehensive coverage compared to basic liability car insurance. Comprehensive insurance provides protection against financial loss due to damage to your own car and third-party liability